Finance Register for Mac

Every account, every transaction, every plan.

Track checking, savings, cash, credit cards, loans, and mortgages in one focused Mac app — with a full transaction register, scheduled activity, the Debt Payoff Planner, budgets, reports, encrypted backups, and a privacy-first, local-first workflow.

Finance Register dashboard showing accounts, balances, upcoming activity, and category breakdown
Daily use Track every account, organize transactions with categories, tags, notes, and attachments, and reconcile balances.
Planning Manage scheduled activity, compare payoff timing with the Debt Payoff Planner, build budgets, and run reports.
Control Create encrypted backups, archive old transactions, export year-end data, and keep everything local on your Mac.

Feature categories

From daily money tracking to year-end review.

Each section below expands on the core Finance Register workflow, with tools for routine entry, future planning, debt management, reporting, and privacy-first data control.

Accounts & money tracking

See every account in the right context.

  • Track checking, savings, cash, credit cards, loans, and mortgages in one place
  • Work from account-type dashboards tailored to each kind of account
  • Record everyday spending, income, transfers, and balance changes
  • Keep your whole financial picture in one focused Mac app

Transactions & register

Work from a detailed register built for review.

  • Record and organize transactions with categories, notes, tags, attachments, and status tracking
  • Work from a full transaction register built for detailed review and editing
  • Sort, filter, search, and split transactions across categories
  • Reconcile accounts and keep balances accurate

Scheduled bills & income

Keep recurring activity visible before it lands.

  • Manage scheduled and recurring transactions with forward-looking cash flow visibility
  • Create recurring bills, income, and transfers
  • Mark scheduled items paid, deposited, skipped, or deferred
  • Review upcoming scheduled activity in dedicated account views

Forecasting & planning

Project cash flow before making the next move.

  • See projected balances based on upcoming scheduled activity
  • Forecast cash flow across future time ranges
  • Review upcoming activity in calendar and dashboard views
  • Spot shortfalls before they land, not after

Credit cards, loans & mortgages

Manage liability accounts with more confidence.

  • Monitor credit cards with estimated interest, next due amount, utilization, available credit, and payoff progress
  • Use the Debt Payoff Planner to compare payoff timing and estimated interest savings
  • Track loan and mortgage balances, payment schedules, interest, and escrow
  • Manage scheduled payment plans for credit cards and loans

Budgets & goals

Turn day-to-day data into a plan you can follow.

  • Build budgets and review spending with reports, dashboard breakdowns, and calendar views
  • Compare actual activity against budgeted amounts
  • Review budget snapshots and month-by-month changes
  • Track savings goals alongside day-to-day finances

Reports & year-end

Review trends, exports, and annual summaries.

  • Generate reports for spending, income, balances, and trends
  • Export year-end financial data when needed
  • Review account performance over custom date ranges
  • Save report presets for repeat use

Import, export & data

Move data in and out without losing visibility.

  • Import transaction data with review-before-commit workflows
  • Preview and confirm imports before anything touches your register
  • Export year-end financial data when needed
  • Archive old transactions without losing historical access

Backup & privacy

Keep your data safe, local, and yours.

  • Create encrypted backups, browse restore points, and recover safely
  • Keep your financial data local on your Mac with a privacy-first, local-first workflow
  • Use password protection and secure local storage options
  • Stay in sync across Mac and iPhone with iCloud sync when you want it

Built for Mac, ready for iPhone

Detailed when you need it, calm when you do not.

Finance Register keeps everyday tracking, future planning, debt management, and local-first control in one focused Mac workflow — with iCloud sync to the iPhone companion app when you want balances and upcoming activity with you on the go.

  • Run your full register, budgets, reports, and Debt Payoff Planner on Mac
  • Check balances, recent activity, and upcoming bills on iPhone
  • Stay in sync across devices with iCloud — no third-party cloud required

Ownership

One-time purchase. No subscription.

Pay once, own it forever. No monthly fees, no renewals — just your app and your data, yours to keep.

Pay once

A single purchase through the App Store — no subscription, no monthly charges.

Own it forever

Keep using Finance Register on your Mac without recurring fees or renewals.

Your data stays yours

Local-first storage keeps your records on your Mac — never locked behind a paywall.

Next step

Explore Finance Register on the App Store.

Review the app listing, compare the feature set, and reach out if you want help before launch or purchase.